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A Basic Guide to Insurance Policy Covers. Although we are not legally required to, we feel morally obligated, as a responsible industry participant of over 30 years, to provide some practical information for your benefit. Comprehensive Insurance* Comprehensive Insurance covers towing and recovery cost to a Government Licenced Holding Yard, or any place of your or your insurance companies request. Most costs are able to be bulk billed to your insurance company. Third Party Property Insurance* Commonly confused with CTP or Compulsory Third Party Insurance, which is part of a vehicles registration requirement. Third Party Property Insurance covers the costs for damage and towing etc caused to other vehicles and property if the fault is found to be caused by you or your vehicle, but does not cover your costs. Compulsory Third Party Insurance* (CTP) This insurance is a legal requirement when a vehicle is registered for road use, it basically covers injury to people involved in a traffic accident, for example medical expenses etc, it DOES NOT cover vehicle or property damage or towing etc. * These descriptions are for a basic guide only as insurance companies and policies vary in many different ways. Please consult your insurance company for more detailed coverage of your individual policy, or call our operators for information. NORTH SIDE / BRISBANE / SOUTHSIDE/SOUTHEAST QLD & NTHN NSW